Illinois Supreme Court requires Certification of Compliance with the Governor’s Executive Orders to be…

On December 22, 2020, the Illinois Supreme Court issued M.R. 30370.  This Order provides a certification form entitled “Plaintiffs Certification of Compliance with the Governor’s Executive Orders on Evictions” and requires that the filing of any eviction complaint be accompanied by a completed copy of the certification form.  The certification…

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Seventh Circuit holds Article III analysis also applies to substantive violations of the FDCPA

The district court dismissed two complaints alleging that a dunning letter was false and misleading under the FDCPA on the grounds that it failed to state a claim. The Seventh Circuit in Larkin v. Financial System of Green Bay, Inc., No. 18-3582 (7th Cir. Dec. 14, 2020) affirmed but on…

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ILLINOIS APPELLATE COURT HOLDS THAT GOVERNOR HAS THE STATUTORY AUTHORITY TO ISSUE SUCCESSIVE DISASTER…

An Illinois Appellate Court in Fox Fire Tavern, LLC v. Pritzker, 2020 BL 441165 (2d) has upheld Illinois Governor Jay Pritzker’s Executive Order imposing restrictions on dining establishments as a result of the Covid-19 pandemic. At issue in the case was whether the Governor had the authority under Illinois’ Emergency…

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Illinois Supreme Court amends rule to require notice of sale by email

On November 19, 2020, the Illinois Supreme Court amended its Rule 113 to require that notices of foreclosure sale under Section 15-1507(c) of the Illinois Mortgage Foreclosure Law must be served electronically upon all defendants who have appeared in the foreclosure case in accordance with its Rule 11. The amendment…

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Illinois Eviction and Foreclosure Updates

On November 13, 2020, the Governor of Illinois issued Executive Order 2020-72 which amended the eviction moratoria to now apply only to “covered persons,” mirroring the terms of the September 4, 2020 Center for Disease Control’s national moratorium on residential evictions. A “covered person” is a tenant, lessee or resident…

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GEORGIA DISTRICT COURT UPHOLDS CDC EVICTION MORATORIUM

In Brown v. Azar, No. 1:20-CV-03702-JPB (N.D. Ga. Oct. 29, 2020), several landlords brought suit against the Secretary of the U.S. Department of Public Health and Human Services (“HHS”) challenging the Center for Disease Control and Prevention’s (“CDC”) September 4, 2020 moratorium on residential evictions (“Order”). They sought a preliminary…

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Federal Financial Regulatory Agencies Issued Proposed Rule on the Role of Supervisory Guidance

On October 29, 2020, five federal financial regulatory agencies, the FRB, CFPB, FDIC, NCUA and the OCC (the “Agencies”), jointly issued a proposed rule outlining and confirming the Agencies’ use of supervisory guidance for regulated institutions. The proposed rule intends to codify the Agencies’ Interagency Statement Clarifying the Role of…

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Illinois court says dunning letter on time-barred debt violates FDCPA if it does not…

At issue in Perea v. Portfolio Recovery Assocs., LLC, No. 18-CV-06504 (N.D. Ill. Sept. 28, 2020) was whether a debt collector violated the FDCPA by attempting to collect time barred debt. Although the debt collector provided a disclaimer in the dunning letter that it would not restart the statute of…

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Noonan & Lieberman welcomes Robert J. Emanuel as a Partner

Noonan & Lieberman is proud to announce the addition of Robert J. Emanuel as a partner. Bob represents financial institutions such as national banks, mortgage lenders and loan servicers, in class and individual actions that arise under federal consumer lending statutes such as the Real Estate Settlement Procedures Act, the…

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Illinois Appellate Court holds description of property as “single family residence” sufficient notification to…

In U.S. Bank Nat’l Ass’n as Tr. for C-Bass Mortg. Loan Asset-Backed Certificates, Series 2006-CB2 v. Sharif, 2020 IL App (1st) 191013 (Sept. 17, 2020), the mortgagor appealed the order confirming a foreclosure sale contending that the notice of the sale was insufficient. The mortgagor complained that public notice of…

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